Bonsai is an all-in-one suite for freelancers: proposals, contracts, invoicing, time tracking, accounting and tax help, all under one subscription. If you want to run your entire business inside a single app, that breadth is the appeal.

Tendrly is the opposite bet: do one thing — the proposal-to-payment loop — really well, and stay out of the rest. You answer five questions, Tendrly writes and brands the proposal, and the client approves and pays through a built-in Stripe link. Nothing to configure, nothing to learn.

The choice is breadth versus focus. If you already have invoicing and accounting you like, adding Bonsai means paying for a suite to use one part of it. Tendrly is flat-priced for exactly that part — free to start, then $19/month for 25 proposals, at 3.5% + 30¢ only when a proposal is paid.